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Car Accident Insurance Claims in Colorado

Colorado Springs Car Accident Attorney

If you have been injured in a car accident, you may be entitled to recover damages from a number of parties. Depending on how liability for the accident is determined, this responsibility could shift either onto you or onto another driver in the collision. In accidents such as drunk driving accidents or where the driver was texting, liability may be more obvious than if a defective auto part was to blame. No matter who is found liable, you can be certain that an insurance carrier is going to get involved, and that they will probably do what they can to pay out as little as possible to injured parties.

Need to file a car accident insurance claim? Contact our Colorado Springs personal injury lawyer for help!

When Another Driver Is Liable

If it is determined that the other driver was negligent or reckless and therefore liable for your car accident, you will probably be filing a claim against their insurance provider, not them directly. Insurance companies are businesses that need to make a profit like any other business. To keep their profits high and costs low, they may choose to lowball settlement or recovery amounts after one of their customers cause an accident. With the help of our car accident lawyer, you can petition for a correct amount that accounts for all damages related to your car accident, even if you don't think you have adequate coverage.

We can help you recover the compensation you are due for:

  • Lost wages
  • Medical expenses
  • Pain and suffering
  • Vehicle repair

When the Other Driver Is Uninsured

In the unfortunate but not uncommon event that you were hit by an uninsured or underinsured driver, your insurance company will probably step in and cover the damages you suffered. If you are the victim of a hit-and-run in which the reckless driver cannot be identified, your case will be handled as if you were struck by an uninsured driver. In Colorado State, uninsured/underinsured motorist coverage is actually mandatory unless you have specifically opted out of this coverage in writing.

Having uninsured motorist insurance as part of your policy does not mean that you have a surefire way to recover all the money you need. Just as another driver’s insurance carrier can resist paying you due amounts, so can yours. If your own insurance carrier refuses to see why a greater recovery amount is necessary, this may constitute insurance bad faith, and you may be able to contest them through a civil lawsuit.

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  • $2,000,000.00 Motor Vehicle Collision
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    “Ted Bills is an incredibly knowledgeable, forward-thinking and kind person who really advocates for his clients. After my auto accident, the last thing I wanted to deal with was fighting with some big time insurance company. Ted took care of the arduous, stressful and and confusing aspects of this “fight” and he gave me the upper hand. My medical expenses have been paid I was able to get the compensation I deserved. Ted gets the job done and he does his job exceptionally well. Hiring Ted Bills was one of the best decisions I have ever made.”
    - N.B.W.
    Exactly how an attorney should be! Thank you, thank you, thank you! You have changed my entire outlook on attorneys!
    “Ted was an absolute Godsend. I started with Heuser and Heuser but they were a NIGHTMARE! So when I found Ted I was exhausted and just needed help getting my case resolved quickly. Heuser and Heuser took almost 6 months to do what Ted did in 4 wks. He thoroughly explained everything to me and was so compassionate and understanding to my situation. He was very attentive to returning my calls and working with my work schedule to meet with me. He really fought to get me what I deserved. Thank you, thank you, thank you! You have changed my entire outlook on attorneys!”
    - Sara
    Ted was there when I needed him. I highly recommend Ted.
    “This review is late. It was posted at another location and I just realized that it need to be here. From my review immediately after my case was resolved in January 2020. If you are reading this you have, or know someone, who has been through something terrible, unexpected and now you are wondering what to do. And if you do research you will find the "TV" guys are not what you want. For me it was a car accident that was not my fault. The at fault party was cited for careless driving. That was a Thursday. The following Monday I was in Ted's office. My injuries involved my head (9 staples from impacting the roll bar in my Jeep), my neck and back. I also had issues with not hearing things properly, inability to find the right words and forgetfulness. Ted assured me that he would be able to help me with treatment and also with compensation. The doctors that he sent me to were cordial, friendly and just nice people. His office is near downtown Colorado Springs and you will always see him and not someone else. In the beginning he told me what he was going to do and how much he was going to fight for, with an emphasis on me getting better. In the end that is exactly what happened. I received the proper treatment and my case was resolved with a 225K settlement. He was paid, the doctors that treated me were paid and I was able to get a new start. I highly recommend Ted.”
    - Brian H

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