Car Accident Insurance Claims in Colorado

Colorado Springs Car Accident Attorney

If you have been injured in a car accident, you may be entitled to recover damages from a number of parties. Depending on how liability for the accident is determined, this responsibility could shift either onto you or onto another driver in the collision. In accidents such as drunk driving accidents or where the driver was texting, liability may be more obvious than if a defective auto part was to blame. No matter who is found liable, you can be certain that an insurance carrier is going to get involved, and that they will probably do what they can to pay out as little as possible to injured parties.

Need to file a car accident insurance claim? Contact our Colorado Springs personal injury lawyer for help!

When Another Driver Is Liable

If it is determined that the other driver was negligent or reckless and therefore liable for your car accident, you will probably be filing a claim against their insurance provider, not them directly. Insurance companies are businesses that need to make a profit like any other business. To keep their profits high and costs low, they may choose to lowball settlement or recovery amounts after one of their customers cause an accident. With the help of our car accident lawyer, you can petition for a correct amount that accounts for all damages related to your car accident, even if you don't think you have adequate coverage.

We can help you recover the compensation you are due for:

When the Other Driver Is Uninsured

In the unfortunate but not uncommon event that you were hit by an uninsured or underinsured driver, your insurance company will probably step in and cover the damages you suffered. If you are the victim of a hit-and-run in which the reckless driver cannot be identified, your case will be handled as if you were struck by an uninsured driver. In Colorado State, uninsured/underinsured motorist coverage is actually mandatory unless you have specifically opted out of this coverage in writing.

Having uninsured motorist insurance as part of your policy does not mean that you have a surefire way to recover all the money you need. Just as another driver’s insurance carrier can resist paying you due amounts, so can yours. If your own insurance carrier refuses to see why a greater recovery amount is necessary, you may be able to contest them through a civil lawsuit.