Every driver who has a vehicle registered in Colorado is required to have a minimum amount of auto insurance. A great number of drivers choose to have the barest minimum of coverage. Unfortunately, for those who share the road, if you are in a collision with an underinsured or uninsured driver, you are in trouble, as the driver either has no money, and no coverage, or the coverage is so minimal that it won't come close to paying for the damages in your case.
At the time when you buy insurance for your vehicle, under state law you must be offered uninsured motorist coverage. Although you are not required to purchase this insurance, making the decision to do so is advised. There are a great number of uninsured drivers on the streets, roads and highways throughout the state. Another fact is that drivers that are violating the law and uninsured, are also far more likely to get in an accident, or to flee the scene if a collision occurs. Your uninsured motorist coverage could be a lifesaver if you happen to have been driving in the wrong place, at the wrong time.
If you have been injured in an accident with an uninsured driver, there are various actions that could be taken to help you recover compensation. It is imperative that you have legal representation to assist you in such a case, and at The Law Firm of Ted Bills, you will have a powerful advocate on your side. Your insurances must be reviewed. It may be that you have some other form of insurance that could be accessed as well. In cases of serious injury, the costs involved in treatment can range into the hundreds of thousands of dollars within a few short months. Don't take chances in such a case, get the legal representation you can count on to help you to pursue compensation from your own insurance company. You cannot expect the company itself to advise you of all you could gain from your policy. We can quickly review the policy and advise you. Call us for more information about uninsured motorist accidents and compensation. We know what to do.